Visitor to Canada Insurance is a type of health insurance designed for tourists, foreign workers, international students, and others who are visiting Canada temporarily. This insurance provides coverage for medical emergencies, hospital stays, and other healthcare services that might be needed during the visitor's stay in Canada, offering peace of mind and financial protection for visitors.
Requirements and Mandates by Canadian Government
Super Visa Applicants: Parents and grandparents applying for the Super Visa must have proof of private medical insurance from a Canadian insurance company with a minimum coverage of $100,000 for at least one year.
International Students: While not always mandatory, many educational institutions require international students to have health insurance coverage either through the school’s group plan or a private plan.
Work Permit Holders: Some employers may require foreign workers to have health insurance coverage as part of their employment contract.
General Tourists: Though not mandated by IRCC, it is strongly advised for all tourists to have travel health insurance to cover unexpected medical costs during their stay.
Key Features of VTC Insurance
Medical Coverage: Covers costs related to medical emergencies, hospital visits, surgeries, and doctor consultations.
Additional Benefits: Some policies may include coverage for dental emergencies, prescription medications, and repatriation.
Flexible Plans: Available for various durations, ranging from a few days to several months, depending on the visitor's needs.
Accessibility: Can be purchased before arrival or while already in Canada, though purchasing prior to arrival is recommended.
Benefits of having a VTC Insurance
Financial Protection: Shields visitors from high medical expenses in case of emergencies.
Peace of Mind: Ensures visitors have access to necessary healthcare services without the stress of financial burden.
Accessibility to Care: Facilitates access to quality healthcare services while in Canada.